When YOU realize you are in trouble with the bank, it may be wise to immediately seek the advice of an Attorney that specializes in this area.  He can help you determine what is the best option for you and your family.  There are many posibilities and you want to make sure you are well informed of all your options. 

 

The first thing the attorney should do is to find out where exactly you are in the foreclosure process.  If you are not in foreclosure yet, you have a great advantage in figuring out the best path or direction to take in handeling the situtation.